Friends & Partners

Friends & Partners Round

Funding Options for TerrainDucks (Inventory + Launch)

Choose the path that fits your values and risk profile. We offer Sharia-aligned options and a clearly separate Conventional / Non-Sharia option. Complete the short form to receive payment instructions and your draft agreement—no funds needed until you review.

How It Works

  1. Select: Qard Hasan (principal-only), Revenue Share (RBF), Murabaha (cost-plus), or Conventional / Non-Sharia (parent-backed floor).
  2. Review the pre-filled terms; adjust amounts if needed (example principal often $2,500).
  3. Submit the form to receive secure payment instructions and your draft agreement.
  4. Sign and fund after review. You’ll get a confirmation email and dashboard access.
Sharia-Aligned: Qard Hasan • RBF • Murabaha Conventional / Non-Sharia: Income Note with $50/mo floor backed by Ferrand Industries (up to 10 years)
Example cap for illustrations: $2,500 principal → 1.25× cap = $3,125 total.

Which Option Fits You?

Qard Hasan
  • Principal-only, no interest.
  • Fixed monthly repayments after a short ramp.
  • Relationship-first, predictable.
Revenue Share (RBF)
  • 6% of monthly gross revenue (pro-rata).
  • Stops at a capped total (e.g., 1.25×).
  • Aligned with performance; variable timeline.
Murabaha (Cost-Plus)
  • Fixed markup disclosed up-front.
  • Equal installments; no interest.
  • Tied to inventory; easy accounting.
Conventional / Non-Sharia
  • Greater of 6% revenue share (pro-rata) or $50/mo minimum.
  • $50 floor is parent-backed by Ferrand Industries for up to 10 years.
  • Loan-style comfort; clearly non-Sharia.
$12,000Raise Target
Oct 20, 2025Target Close
$2,500Typical Ticket (Max Per Person configurable)
Friendly note: Participation is optional—no pressure. Sharia-aligned options do not include floors/guarantees. The Conventional / Non-Sharia option includes a $50/mo minimum backstopped by Ferrand Industries for up to 10 years or until the cap is reached. Agreements are governed by South Carolina law. This section is informational and not legal, tax, or investment advice.

Switch Tabs here

Switch Tabs below:
  • Qard Hasan
  • Revenue Share
  • Murabaha
  • Conventional / Non-Sharia
Qard Hasan (No-Interest Loan)

Principal-Only Loan to Terrain Ducks LLC

For the purpose of funding Terrain Ducks – Phase 1 (Inventory + Launch) (inventory, launch & operations).

$2,500Principal
Dec 1, 2025 (≈ 60-day ramp)Payments Begin
Nov 1, 2026Final Due Date

Key Terms

  • No interest. This is a benevolent (qard hasan) loan.
  • Repayment example: $200 per month for 12 months.
  • Grace period before first payment: 60 days after funding.
  • Early payoff allowed anytime without penalty.
  • Optional gift upon payoff is voluntary and not promised.

Use of Funds

  • Inventory: 60%
  • Marketing/Ads: 25%
  • Operations/Tools: 15%

Updates

  • Monthly email with progress + simple P&L summary on request.

Risks & Acknowledgments

  • Sales may be slower than forecast; schedule may shift.
  • Inventory or ad performance may vary; we’ll communicate early.
  • Governing law: South Carolina. Cure period on late payment: 15 days.
Lender: Your Name
Signature: ______________________ Date: __________
Borrower: Terrain Ducks LLC, by William Ferrand, Manager
Signature: ______________________ Date: __________

Qard Hasan

Qard Hasan Pledge Form (#5)

Final Step: Send Funds, Then Confirm ✅

To reduce card fees, please use one of the options below. Send the funds first, then check the confirmation box and submit the form.
Z
Zelle Name: William Ferrand
Email/Phone: WilliamFerrand@gmail.com / 843-251-9260
$
Cash App $Cashtag: $WilliamFerrand
Memo:“Qard Hasan – [Your Name]”
P
PayPal Username/Link: WilliamFerrand@gmail.com
Option:Friends & Family (to avoid fees)
Please do not press Submit until you have successfully sent funds via one of the methods above.
Revenue Share (RBF)

Friends-Only Revenue Share with Terrain Ducks LLC

Investor receives a share of monthly gross revenue until a capped total is paid.

$2,000 (per participant)Investment
6%Share of Gross Revenue
1.25×Total Payback Cap
18–24 monthsTarget Timeline (not guaranteed)

Mechanics

  • Each month, pay 6% of gross revenue until total paid equals $2,500 per $2,000 invested.
  • Gross revenue definition: “Gross revenue means top-line sales collected before refunds, discounts, platform fees, and taxes.”.
  • Payments start: December 2025 (after initial ramp).
  • No equity, no interest, no compounding.

Early Buyout

  • Company may buy out remaining obligation at any time by paying the unpaid portion of the cap.

Use of Funds

  • Inventory: 60% | Ads: 25% | Ops: 15%

Reporting

  • Monthly revenue email with payout math.
  • Right to request a simple P&L summary.

Risks & Acknowledgments

  • Revenue can fluctuate; the timeline to reach the cap may be longer than projected.
  • This is not a security offering to the public; friends-only participation.
  • Governing law: South Carolina. Disputes: mediation first, then binding arbitration in Horry County.
Investor: Your Name
Signature: ______________________ Date: __________
Company: Terrain Ducks LLC, by William Ferrand, Manager
Signature: ______________________ Date: __________

Revenue Share

Revenue Share Form (#6)

Revenue Share %

 (Auto)

Logic: 6% per $2,000 invested; pro-rate.

You invest $1,000, you get $1,250

You’ll receive 3% of gross profits until you receive $1,250

You invest $2,000, you get $2,500

You’ll receive 6% of gross profits until you receive $2,500

You invest $3,000, you get $4,050

You’ll receive 9% of gross profits until you receive $4,050

You invest $4,000, you get $5,400

You’ll receive 12% of gross profits until you receive $4,050

Gross Revenue Definition

Gross revenue = sales collected before refunds, discounts, platform fees, taxes.

Final Step: Send Funds, Then Confirm ✅

To reduce card fees, please use one of the options below. Send the funds first, then check the confirmation box and submit the form.
Z
Zelle Name: William Ferrand
Email/Phone: WilliamFerrand@gmail.com / 843-251-9260
$
Cash App $Cashtag: $WilliamFerrand
Memo:“Revenue Share – [Your Name]”
P
PayPal Username/Link: WilliamFerrand@gmail.com
Option:Friends & Family (to avoid fees)
Please do not press Submit until you have successfully sent funds via one of the methods above.
Murabaha (Cost-Plus)

Cost-Plus Inventory Sale to Terrain Ducks LLC

Funder purchases inventory and resells to Terrain Ducks at cost + disclosed markup, payable over time. No interest.

$2,000Inventory Cost
15%Disclosed Markup
$2,300Total Sale Price (Cost + Markup)
6# of Equal Payments

How it works

  • Funder buys specified inventory: themed ducks for $1,500-3,000(example: $2,000).
  • Funder sells the goods to Terrain Ducks at Total Sale Price = Cost + Markup (15%).
  • Payment plan: 6 equal payments of $2,300/6 due monthly starting December 1st, 2025.
  • Title passes to Terrain Ducks on purchase; no interest or penalties. Late payments: 10-day cure period.

Notes

  • Markup is disclosed up-front and fixed (e.g., 15%).
  • This is a sale on deferred terms, not a loan. No riba/interest.
  • Governing law: South Carolina. Disputes: mediation then arbitration (Horry County).
Seller (Funder): Your name
Signature: __________________ Date: ________
Buyer: Terrain Ducks LLC, by William F., Manager
Signature: __________________ Date: ________

Murabaha

Murabaha Form (#7)

Total Sale Price

(The amount you will be paid)

$1,725

(6 installments of $287.50)

Total Sale Price

(The amount you will be paid)

$2,301

(6 installments of $383.50)

Total Sale Price

(The amount you will be paid)

$2,877

(6 installments of $479.5)

Total Sale Price

(The amount you will be paid)

$3,450

*plus Bonus: $250 (total $3,700)

(8 installments of $462.50)

Final Step: Send Funds, Then Confirm ✅

To reduce card fees, please use one of the options below. Send the funds first, then check the confirmation box and submit the form.
Z
Zelle Name: William Ferrand
Email/Phone: WilliamFerrand@gmail.com / 843-251-9260
$
Cash App $Cashtag: $WilliamFerrand
Memo:“Murabaha – [Your Name]”
P
PayPal Username/Link: WilliamFerrand@gmail.com
Option:Friends & Family (to avoid fees)
Please do not press Submit until you have successfully sent funds via one of the methods above.
Conventional / Non-Sharia (Parent-Backed)

Conventional Income Note — Parent Guaranty by Ferrand Industries

Prefer a steadier cash-flow profile? This conventional (non-Sharia) note pays the greater of your 6% gross revenue share (pro-rata) or a $50 monthly minimum, with a payment guaranty by Ferrand Industries for up to 10 years (120 months), until you reach your 1.25× total return.

Contribution (Principal)
$2,500
Total Return Cap
1.25× = $3,125
Monthly Payout
Max($50, 6% × gross revenue × your share)

Parent Guaranty Ferrand Industries guarantees the $50/month minimum (if your revenue share is lower) for up to 120 months or until you reach $3,125, whichever occurs first.

Prepayment Issuer may prepay anytime with no penalty; you receive the remaining amount needed to reach your cap.

This product is Conventional / Non-Sharia. If you prefer Sharia-aligned structures (no floors/guarantees), see our Cost-Plus Inventory Note or Revenue Share Certificate.

Apply for Conventional Note View Term Sheet

Worked Examples (Assume you hold 100% of this note allocation)

1) Solid Month

Gross Revenue
$5,000
6% Share
$300.00
Floor Check
Higher than $50 → Revenue Share
Payout
$300.00

2) Average Month

Gross Revenue
$1,200
6% Share
$72.00
Floor Check
Higher than $50 → Revenue Share
Payout
$72.00

3) Great Month

Gross Revenue
$30,000
6% Share
$1,800.00
Cap Awareness
Distributions stop in the month you reach 1.25× ($3,125)
Payout
$1,800.00

4) Slow Month (Floor Kicks In)

Gross Revenue
$400
6% Share
$24.00
Floor Check
Lower than $50 → $50 Parent-Backed Floor
Payout
$50.00

If multiple investors share the 6% pool, payouts are pro-rata by each holder’s share.

Disclosure. This is a Conventional / Non-Sharia product featuring a payment floor and a parent guaranty by Ferrand Industries for up to 120 months or until the cap is reached. Participation involves risk, including potential loss if the guarantor fails to perform. Availability may be limited by law. This section is general information and not legal, tax, or investment advice. Final terms and eligibility are set out in executed subscription documents.

Apply for the Conventional / Non-Sharia Note

Complete the short form below. You’ll receive the draft agreement and secure payment instructions.

Conventional Non-Sharia funding Form (#11)

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Cooling-Off / Back-Out Policy

  • 7-day window for a full refund or any time before funds are first committed (inventory orders, paid ads).
  • After commitment: no refunds, but you may assign/transfer your spot to another participant (with consent).
  • Refunds are net of payment-processor fees (if any) and issued within 7 business days to the original method.